Personal Protection

Life can throw all sorts of curveballs at us which can change our lives in unexpected ways. Some of which may result in our financial situation being harmed. We can help you find peace of mind. This means that, should the unexpected happen, you will be safe in the knowledge that you will be protected against financial hardship.

We will work with you to review your current situation to make sure we recommend the correct products.

Get in touch today to arrange your free consultation with us.

The main protection we offer includes:

  • Life Assurance - Also known as Life Insurance.

    Life Assurance provides a tax-free lump sum which is payable if the insured passes away during the term of the product.  Generally this would be used to pay off any outstanding mortgage amount to ensure your family will be able to stay in your home.

  • Critical Illness Cover

    Critical Illness Cover pays out a tax-free lump sum should the insured be diagnosed with a specific illness during the term of the product. Again, this would most likely be used to pay off the outstanding mortgage on the family home.

  • Income Protection Insurance

    Income Protection Insurance provides a regular income for a specified period of time should you be unable to work due to an accident or illness. Income Protection can ensure you are able to continue paying your key bills. This means that your lifestyle isn't materially changed.

Where relevant we are also able to offer more protection products. These include

  • Family Income Benefit,
  • Whole of Life assurance,
  • Private Medical Insurance
  • Accident, Sickness & Unemployment benefit.

Outside of personal protection, we also offer Building & Contents Insurance to cover you against any losses in your home.

If you would like to know more about any of the above, or would like to chat about how to effectively protect your business, then get in touch today to arrange a free consultation.


Future Balance Finance Ltd is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421.