Business Continuity Insurance & Protection

When you're running a business, the loss of people within the business to accidents, illnesses or death can cause huge disruption.

We will work with you to ensure you have the relevant protection in place. This means that should anything happen to a key person within the business, it will still be financially secure and able to continue trading.

The three key areas of protection we can offer you with regards to Business Continuity & Protection are:

  • Key Person Protection - Offers protection against the loss of any key personnel within the business. This could provide protection against the loss of revenue they generate and/or their skills & knowledge which are crucial to the business. We will work with you to calculate what the value would be should they be lost to the business. This will help to get appropriate protection in place to mitigate the risk.
  • Shareholder Protection - Offers protection against the loss of a shareholder and their shares passing to family members. The risk is that the family members have no idea about the business and/or want to sell them back to the company. Shareholder Protection pays out a lump sum which can then be used to purchase the shares of the family member. This means that both the company and family are protected..
  • Relevant Life Cover - Provides a lump sum pay-out to the family upon the death of the employee covered. It is a more cost-effective way of providing a 'Death in Service' benefit without signing up to a costly registered group life scheme.

If you would like to know more about any of the above, or would like to chat about how to effectively protect your business, then get in touch today to arrange a free consultation.


Future Balance Finance Ltd is an Appointed Representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority: FCA Number 460421.